Homeowners, condo, renters, landlord, mobile home and flood. We shop multiple Florida carriers and compare every line against what you have now.
Roof settlement
Is your roof paid at replacement cost, or depreciated down to actual cash value?
Water backup
A backed-up drain is excluded on most policies unless the endorsement is added.
Hurricane deductible
2% of a $400K home is $8,000 out of pocket. You see that number before you sign.
Your cars, bikes and boats
Auto, motorcycle, boat, RV and umbrella. Florida only requires $10K of PIP and $10K of property damage, which does not go far after a real accident.
Liability limits
Bodily injury limits high enough to keep a lawsuit away from your savings.
Uninsured motorist
Florida has a lot of drivers with little or no insurance. This covers you when they hit you.
The small stuff
Rental, towing and glass, so a fender bender does not turn into a week without a car.
Your business
General liability, commercial auto, property, contractors, tools and equipment, professional liability and cyber. Built around what you actually do.
Class code match
If your policy describes a different business than the one you run, claims get denied.
Contract wording
Additional insured, primary and non-contributory, and waiver of subrogation, written the way your GC asks.
Hired and non-owned auto
Employees driving their own cars for work is a gap most small businesses miss.
The people who count on you
Term, whole, universal, final expense and annuities. Straight answers on how much you need and what it costs.
How much you need
We do the math on income, debt and the mortgage instead of guessing a round number.
Conversion options
Whether your term policy can turn into permanent coverage later without a new exam.
Beneficiaries
Named correctly, with a backup, so the money goes where you meant it to.
Keep scrolling
Personal, business and life. All under one roof. Get a quote
What our clients say
5.0
6 reviews on Google
Google
Christian was very helpful and communication Was outstanding he helped me through the process of find great rates for my business insurance couldn’t have done it without him I highly recommend his services Thank you Christian !!!
Iswin G.General liability
Google
Christian is a bright young man who cares about every aspect of your business and life. If you need a professional to help protect your business and assets, look no further!
Dustin W.
Google
Christian is great at what he does. He handles all my company’s insurance. He is very easy to work with!
Jonathan K.Commercial and vehicle insurance
Google
Honest, hard working, dedicated. Love, love, love this buisness.So professional and personable..
“All my life I’ve felt called to help people. Insurance lets me help them save money and be protected when life comes their way.”
Christian LeverFounder, Core Insurance
Have a specific coverage in mind?
Pick everything you want quoted. We will come back with options side by side.
Questions we get a lot
Don’t see yours? Call or text 863-582-1702.
Is a quote free?
Yes. Quotes are free and there is no obligation to switch. Leave your name, number and email at the top of the page, or call or text 863-582-1702.
What do you need from me to quote?
Your current declarations page is the fastest way. It shows your coverages and limits, so we can quote the same thing or better and show you the difference.
Do I need PIP in Florida?
Yes. Florida is a no-fault state. Every registered car needs at least $10,000 of personal injury protection and $10,000 of property damage liability. Those are minimums, and most people need more.
My roof is older. Can I still get home insurance?
Usually, yes. Florida law limits insurers from turning you down over roof age alone when an inspection shows the roof still has useful life left. We help you get the inspection and find a carrier that will write it.
Does home insurance cover flood?
No. Flood is a separate policy, either through the National Flood Insurance Program or a private carrier. NFIP policies usually have a 30-day waiting period, so do not wait for a storm in the forecast.
How does switching work?
We quote, you choose, and we start your new policy on the same day the old one ends so there is never a gap in coverage.
Is there anything you don’t write?
We do not write workers’ compensation or health insurance. We write personal, commercial and life insurance.
Stop by the office.
Bring your declarations page and we will show you what you are paying for, what is missing and what it costs to fix.